The 90-Day Newcomer Action Plan

Your first 90 days in Canada will set the trajectory for your next five years. Use this checklist to ensure you lay a strong foundation for your career, finances, and personal life.

Days 1-30: The Foundation

• Get Your SIN: Visit Service Canada to get your Social Insurance Number. You cannot work or open most bank accounts without it.
• Open a Bank Account: Choose a bank with a newcomer package. Ensure you get a chequing account and apply for your first secured or unsecured credit card to start building credit immediately.
• Get a Canadian Phone Number: Employers and landlords will need a local number to reach you. Look for BYOD (Bring Your Own Device) plans to save money initially.
• Apply for Health Insurance: Apply for provincial health coverage immediately. In some provinces, there is a waiting period, so consider private health insurance in the interim.
• Secure Temporary Housing: Find a short-term rental (Airbnb, sublet) while you search for a long-term lease. Don't sign a long-term lease until you've seen the neighborhood in person.

Days 31-60: Career & Networking

• Canadianize Your Resume: Convert your resume to the standard Canadian format (no photos, no marital status, focus on achievements rather than duties).
• Optimize Your LinkedIn: Update your location to your new Canadian city. Tailor your headline to your target roles.
• Start Networking: Set a goal to connect with 5 professionals in your industry per week. Ask for informational interviews, not jobs.
• Get Your Credentials Evaluated: If your profession is regulated, begin the process with the relevant provincial regulatory body (e.g., WES).

Days 61-90: Establishing Roots

• Secure Long-Term Housing: Use your new Canadian bank statements and employment letter (if applicable) to secure a 1-year lease.
• Take the G1/Knowledge Test: Even if you don't plan to buy a car immediately, starting the process for a Canadian driver's license is crucial as it serves as a primary ID.
• Build a Budget: Track your initial expenses. Canadian living costs might differ drastically from your home country. Build an emergency fund.
• Join a Community: Isolation is the biggest threat to newcomers. Join professional associations, local clubs, or immigrant support communities.